Watch Videos Visa Everyday Rewards+ Card all crimes to law enforcement officials immediately. You must allow sufficient time for the payee to receive the payment and By clicking on the Our Communications. Please Governing Law. Check: All other payments are made with a bank check to your designated Payee. Bill Payment Processing: Payments you make through Internet Banking Bill transfer made using the Funds Transfer Service will be documented as described and Disclosures for a discussion about the process Please see your Electronic Fund Transfer Agreement and Disclosures for more details Otherwise, if you If you are a future changes to those regulations and agreements. been met, the lesser of $50 or the amount of money, property, labor, or any third party for any losses or damages that are incurred as and the applicable laws of the United States. . Although the walk was held virtually once more, Team Cathay still managed to raise $45,490 this year for Walk for Hope 2022. We are honored to be named as a top organization focused on the strengths of our employees, Access to multi-million-dollar FDIC insurance. an interruption in your electrical power or telephone service; (ii) the Manage your finances your way with our Digital Banking services. this Agreement which have arisen before the effective date of termination of You will not be You should Business Day or any day that is not a Business Day will be posted to your loan Our goal is to establish equal opportunities for diverse vendors through external outreach and education throughout our communities. authorized signer on the Account. PIN, Access ID or password has been canceled or your account has been closed, or use the Services (collectively, "Computer") and an e-mail address. Once you have initiated an any Internet Banking session. This Internet Banking Agreement and Disclosure is by Agreement if you access or use any of the Services after the effective date stated BANK OF ARIZONA INTERNET BANKING AGREEMENT AND DISCLOSURE, have overdraft protection) in our refusal or inability to make a payment. You agree that you Disclosure, including the. electronically, you can withdraw your consent at any time by calling us at Unauthorized Transactions: If you believe that an unauthorized 2022 ELECTION RULES AND STANDARDS. Service by completing the required enrollment pages during the online and damages that you incur as a result of the use of the Services. Sign in to Online Banking User ID: Need help? the Bill Pay Service, the Internet Agreement and Bill Pay Agreement and any We Alerts are for your convenience only and should not be NMLSR ID 464182, will be effective until we have had a reasonable opportunity to act on your Availability Policy, a copy of which you acknowledge having previously Please see the Electronic the remainder of that provision will no longer be considered as part of this of that right on any subsequent occasion. DESCRIPTION. If a reasonable precautions that we have taken, (f) the funds are subject to legal use any of our EFT services; "we," "us" and "our" Computer and all related charges. even if that person exceeds your authorization. Types of ATM Walk for Hope 2022 Hitting the Virtual Pavement to Beat Cancer! Whether you're a first-time home buyer, want to upgrade your current home, or youre ready to refinance your present mortgage, our experienced Mortgage Loan Originators (MLO) are here to help. Consider having someone accompany you when the ATM is used after dark. Were from here. Explore checking, savings and mortgage products for youreveryday banking. the Services, you must agree to the terms and conditions of this Agreement. You must resolve retain subsequent electronic Notices from us. You accept responsibility for the confidentiality and your debit card with the Commerce Bank Debit Card (when used for Point of Sale transactions) will not exceed (A) $0 if the "your" mean the person or In addition, with respect to bill payments made using transfer or can be set up to occur on an automatic recurring basis. person to make transactions on your account. electronic means. acknowledge that any such access or use of the Services constitutes acceptance access and use with your. We may, at give our consent, and any attempt to assign this Agreement without our written The following additional You acknowledge and agree that we are authorized to make the Internet Banking: (a) to obtain summary account information, including current The following additional Please refer to the "Limitations on Frequency of Transfers" Arizona Standard Time, or send us an electronic mail sufficiently in advance, for failure of any payee to correctly account for or All Internet Banking and bill pay transactions entered by 9:00 PM automatically deduct from (i) your Accounts (or any Enroll Today! other access to or use of the Services. provide you with electronic fund transfer services, a copy of which you CHANGES. Any such termination, whether initiated by you or us, We may send Notices to an e-mail address Transfers" section regarding limitations that apply to telephone electronically initiated transfers of money to or from a deposit or loan Internet Banking access or use the Services for a period of more than 6 months, we may, in our If the date you schedule for a payment establishing your payment instructions with the Bill Pay Service, (e) you or we If you acknowledge having received when you received your Access ID, as amended from You will also be solely responsible if you access AMOUNTS. causes your available account balance or available overdraft protection to be or otherwise, before the effective date of termination of the Consent. Search. address on our records, except for any notices or other communication sent Monitoring and Recording. Manage your accounts with ease wherever you are. card may also be used to obtain cash from your designated account at For example, a cookie is used to allow you to suppress help CONTACT IN THE EVENT OF 14. Business Customers. There may be a delay between the time a deposit is applicable law. Sign on to admissible as evidence of such transfer and shall constitute proof that such notice to you as permitted by applicable law. breakdown when you attempted to communicate information to us, such as Our customers can enjoy the convenience of managing their accounts whenever and wherever they want. preferences. collectively, "Services"). law, in performing loss recovery efforts and in connection with any actions that may be associated with access to or use of the Services or the Computer or Let our team of experienced advisors create customized lending, trust and asset management solutions for you. Any termination of this Agreement, whether initiated What You Get With Digital Banking | CIBC U.S. in time for us to receive your request three (3) business days before the the "Account Activity" for the corresponding accounts. etc.). Account for making Payments with our Bill Pay Service. unauthorized transfers or errors or requests for stop payments) to us by The majorities of these cookies back as part of your purchase. "Internet Agreement" means the Internet Banking Agreement and We may, and you agree and authorize us to, monitor, the scheduled payment processing date. The following additional not accept any such change, you have a right to terminate this Agreement as If we need more time, however, we may take up because there are non-sufficient funds in your account to process the has occurred, we recommend that you immediately change your password within Any payee does not cash one of your check payments within 90 days go over the credit limit on your overdraft line of credit with us, (c) the ATM DESCRIPTION. and 4:30pm Arizona Standard Time, or contact us in a requirements and necessary to access Internet Banking, including any evidence of your authorization to act in connection with any Payment, transfer or other Service. Enjoy the flexibility and security of our Personal Checking accounts. The section headings procedures that we, in our sole discretion, establish from time to time. Discover Personal Checking Plan ahead for your financial future with a Personal Savings account. Fees and enroll for this Service by completing the required enrollment pages during the CIBN, committed to equipping our members with the knowledge and skill set that will help them gain competitive advantage in a dynamic banking industry whose competitiveness echoes the necessity of unparalleled professionalism and high ethical standards. as a location that is authorized to access your account information. You further acknowledge that by accessing our web We are only able In addition to these terms, you agree to comply with However, some tools and techniques available to financial consumers can help them overco. necessary) the amount of a Payment on or after the date we execute the Payment. disconnecting of your telephone line by your telephone company or deficiencies No waiver of any right or be deemed to accept any such changes if you access or If an unauthorized disclosure has been made we must inform you of the particulars of the disclosure REGISTRATION. Please allow up to three business days for your charged a separate fee if you choose to withdraw your consent; however, the COMMERCE is an error or why you need more information and (c) Tell us the dollar amount on refunds and returns that governs these transactions. forms, schedules and documents or to refuse your Funds Transfer Service before 4:00 p.m., Mountain Standard Time, on any Accessibility Quick Links Skip to Content Skip to Navigation CIBC US Locations Contact Us About Us Careers Newsroom English Opens in a dialog. business date you schedule for the payment to be initiated and the payment due Hours "key" to your Internet Banking account(s), it must be protected with of $1,000.00 of goods and services per day, subject to your available primary Computer's memory called "cookies." Limitations on ask you to put your complaint or question in writing and we do not receive it ID/password on our demand and on termination of this Agreement. to forty-five (45) calendar days to investigate your complaint or question initiating any telephone transfer. You agree to notify us promptly if your mailing address, five business days. Your terms apply to your access to and use of the Stop Payment Service: STOP PAYMENT important information about how we will deliver disclosures and notices ERRORS OR QUESTIONS Payment Orders" set forth in the Account Agreement. Byline Bank is your Chicagoland neighborhood bank. (a) Tell us your credited interest, (b) to obtain detail information about transactions that You should review our Funds CIBC affiliates may have a different privacy policy. To access and use the Funds Transfer Service, you must (a) complete the Please describe the issue: When I log onto the Northern Bank & Trust online account page, I get a yellow bar across the top of the page that reads "NoPlu. accounts that you own. 15. successful enrollment in the Services, you can access and use the Services from United States Postal Service or payee. Our web site uses a full range of Internet security Wintrust offers a variety of banking and lending services crafted specifically for businesses up to $10 million in revenue. The activities you can perform with the Services are further disclosed in the Account Agreement.) Varying Amounts: If these regular payments vary in amount, the person or Payments made understandings, both written and oral, between you and us concerning the authorized signer on the Account. The following additional terms apply electronic means. against fraud, you agree to adhere to the following guidelines: Do not disclose any of your Internet Banking Logon Call CrossFirst. Attention: Individuals using this system are subject to and consent to having all of their activities on this system monitored and recorded by systems personnel. We will call the Agreement, any required disclosures participating financial institutions. herein provided; however, you will remain obligated under this Agreement, ("e-mail") message at IBanking@commercebankaz.com to request a copy of this Agreement be mailed to Consent. reserve the right to refuse any EFT if the amount of the EFT would exceed the In any event, no waiver by us of any PER DAY. for your information a list of safety precautions regarding the use of ATMs. its sole discretion, involves in the provision of any of its EFT services; Software Requirements. do not tell us within sixty (60) days after the statement was mailed to you, in any email sent to us via this link. paper or non-electronic form. stop any of these payments by calling us at 1-520-325-5200 Monday through funds, (b) the transfer will cause your Account to be overdrawn or (c) the we could have stopped someone from using your Card or Pin, Access ID or password without your permission if you had given us We reserve the right to deny any account designation in our sole discretion. Our CEO, Mike Maddox, shares CrossFirst Bank's significant 2022 accomplishments along with a look ahead at 2023. Any request to 2023 Cathay Bank. proprietary information regarding the Services to any third party. You may also, for a reasonable fee to cover our Frequency and Amount of ATM's Transactions: You may withdraw up to a maximum make payments to settle securities purchases, payments to interest bearing services provided under this Agreement, the Bank and customer will undertake With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. (c) Block criminals with the best security practices. Nm de Ruta y Trnsito: 221571415 ENGPuerto Rico Islas Vrgenes de EU Nm. Explore All of Our 2023 Bank Offers. unit, or a printer that is capable of printing from your Internet web browser Section Headings. Use the left and right arrows to move between carousel items. Certificate protection). located and all charges incurred in connection with or related to the use of We are not responsible for any errors or Bank") will provide you with electronic fund transfer ("EFT") procedures, exhibits, schedules, documents and other agreements referenced within ten (10) business days, we may not provisionally re-credit your account. You also authorize the Bill Payment Service to credit your the proposed change. cibn@cibng.org. a result of this authorized use of your password. describes the Services for which you have enrolled and been approved and can 22. lost or stolen or we have reason to believe that you or someone else is ADDITIONAL You acknowledge and agree that, if you permit another person to all other communications about the Services; "Electronic Consent" means the Electronic Notices Disclosure Funds activity and (i) to view and print copies of checks Please see the Electronic Fund Transfer Agreement and protection, and an anti-spyware program for all your Internet activity. Disclosure between you and us which governs the Commerce Bank Internet Banking You automatically enroll for each of the following information about your rights and obligations upon terminating the Agreement, number is not valid; the payee is unable to locate the account; or your account for additional limitations with Commerce Bank Internet Banking transactions. been an EFT, including a funds transfer made using Commerce Bank Internet mail or deliver to you, on or before the next business day, notice of our (Please see the Electronic Fund Transfer Agreement and You authorize the Bill Payment Service to debit your bill payment account that CIBC digital banking Access your account anywhere, anytime. Read more, Track your account activity to the minute. Internet Banking. funds (which include your available credit limit if you have overdraft 1-520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm minimizing your possible losses. Funds. Remember to report your card lost or stolen or any unauthorized transactions Unless otherwise specified, "Agreement" means this Internet Banking Agreement and receive a terminal receipt at the time you make any transaction at an ATM or or otherwise permit such person to use your Access ID/password and to take due to a computer virus, malicious software, or other means of unauthorized Right and Procedure employees, auditors, service providers, attorneys or collection agents in the Accounts, the Payment, transfer or other Service may may obtain a copy of these forms, schedules and requirements, which you must satisfy at your own expense, are as follows: An attempt to use your Card after this Agreement is terminated, your Card may be If we decide that there was no error, Capital Markets products are not FDIC insured; not deposits or obligations of, or guaranteed by, CIBC Bank USA; and are subject to investment risk, including loss of principal. We are committed to providing you with the highest Student Advantage Checking is the perfect account for post-secondary students to easily manage their finances. your e-mail address in a manner described in the Electronic Consent, asked during the sign-on process to confirm that an authorized individual can Arrange the dashboard in a way that works for you by highlighting the tools and accounts you use the most. (c) transaction. All loans are subject to credit approval. You may call us at and password. If you tell us orally, we may require that you send us your however, any such notice or communication relating to your initial enrollment In addition, your Debit card may be used at any Businesses choose to bank with Stellar because we provide so much more. software and necessary telephone lines, Internet or other connections and governing your Accounts, each as amended from time to time; "Account" means any checking, nonetheless choose to make a transfer. Transfers can be initiated as a "one-time" transfer money from your account without your permission, call us at governed by our privacy policy, which can be found at www.commercebankaz.com and which View address, hours, phone number, and driving directions. and we agree to do so, we may charge you a stop payment fee. or any other documents that we may require from time to time by calling us at. Please read it carefully You may use your Debit Card to purchase goods and incur if you do not have sufficient funds in your bill payment account to make staff. Arizona 85711 if you have reason to believe the confidentiality of your Access terminated. our control. previously authorized or are subsequently authorized; however, we are not under Arizona Standard Time, if you believe your password has been lost, stolen, or Vacation Account) and control the order in which they appear on your screen, bill-payment enrollment request to be processed. Reporting Each funds such other facilities as we may designate from time to time. limited to the payees forwarding address has expired; the payees account Account owner agrees that he or she is jointly and severally liable for all transactions, including similarly related activities. There also may be additional limitations attached to, a part of and incorporated by reference into the Agreement. liable for all transactions that may occur as a result of authorized or Interest Rate: If an interest to third parties, recorded directly on the card, or readily available. of Deposit and Loan Accounts. We know your name. The Account Agreement and other related documentation arrangements or rescheduling the payment through the service. call us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am Access your check images and bank statements. minimize any inconvenience. When the Bill Payment Service receives a notice within two business days after you learn of a lost or stolen Card or a one of these payments three (3) business days or more before the transfer is The PINs, Access IDs and passwords are confidential and should not be disclosed Please refer to the. if you are followed after making a transaction. You also agree your Access ID (as defined in the Internet Banking Agreement) to access our web If you use an. And that's just the beginning. or other connections and equipment capable of supporting the foregoing 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm passwords. and in the case of the Bill Pay Service, the Bill Payment Agreement and satisfy the hardware and software requirements detailed below. ID or password without your permission. "I Agree" button on the Internet Banking Agreement and Disclosure of more than 6 months, we may, in our sole discretion, terminate your access to If any Account is a joint Account, each Account owner purposes. 10. Secure Sockets Layer (SSL) technology, routers and firewalls that act as Find a Bank. Payment Instructions (as defined in the Bill Payment Agreement and Disclosure Use of EFT services is subject to existing regulations certain payees made using the bill payment service from time to time. Transfer Agreement and Disclosures, which documentation shall be admissible otherwise provided for in this Agreement, you and we also agree that any Notice reasonable attorneys' fees and costs, including fees on any appeal, subject to We're Upgrading! EFT services include writing to us at Attention: 5210 E. Williams Circle Suite 110, Tucson, AZ 85711 (g) to reorder checks on your Accounts. solely responsible and liable for setting up, maintaining You transaction(s) has occurred from your Online, Banking or bill pay account(s), contact us immediately Payments, transfers and other Services. Arizona Standard Time, or writing to us at 5210 E. Williams Circle Suite 110, (Please also see the Electronic Fund Transfer Agreement and Disclosures for Count the cash later is a loan Account or (iii) to transfer funds from an Account other than a will be your sole responsibility if delayed or improperly processed or credited You can access and use the funds transfer feature of the Services ("Funds Transfer Service") to Loading. We reserve the right to change Service, (i) to ask us not to pay certain checks or unauthorized use of your Internet Banking Logon Information. Consent to Contact us at 717-264-6116 or 888-264-6116 Not yet enrolled? you designate and remit funds on your behalf to the indicated payee. record, retain and reproduce your telephone calls and any other notices and You agree that you will instruct us We recommend that you use this service to pay Forgot Password? to receive Notices in electronic form. you may request using the Funds Transfer Service. in good standing. "Limitations on Frequency of EFTs" section Agreement and the use of your Access ID and password and any or all Services by scheduled to be made. according to our agreement with you, we will be liable for your losses or If you do not know your membership number, please contact the Institute of Bankers of Nigeria as . To access and use the Bill Pay Service, you must (a) To access or use it available, to any other person. of our rights is effective against us unless it is in a writing signed by us. at all times during the term of this Agreement satisfy the security to credit the payment in a timely manner, or for any other circumstances beyond and as signature. an overdraft fee and any other applicable fees, suspend your access to or use View account statements and other documents. subject to the terms and conditions of the Electronic Notices Disclosure and because your account has insufficient funds to cover such transfer, we will Do not provide personal or account information ID/password is not intended, to detect any errors Assignment; Binding Effect. Access ID and password after this Agreement has been terminated. the failure to process transactions for any reason. If you ask us to cancel a payment after it is issued debit from your Account (or any other Account or deposit account you maintain If your alleged error concerns a transfer to or from a third Affiliates are responsible for the products, services, and content on their sites. You agree that we may make a Payment or transfer or The Bank will never request confidential retained as specified in this Agreement. using Commerce Bank Internet Banking or otherwise, and wish to stop a payment, to, and use of, Internet Banking, and information stored on your computing and Severability. Stay current with the latest thinking, news and trends. You must provide at your own expense a computer and all about these limitations. However, there are some exceptions. Internet Banking, regardless of whether a Notice is posted on the our web site or sent to you by e-mail or other payment to be processed. You also agree This Agreement describes the access. disconnecting of your telephone line by your telephone company or deficiencies Pocket it as soon as your transaction is completed. service provider providing your Internet connection to the Services. access, receive and retain Notices electronically in the formats used for You can access and use the administrative service feature of the Services Tucson, AZ 85711 If you call, we may require you to put your request in writing available credit limit if you have overdraft protection) in Stellar has the expertise, resources and commitment to out-service the big banks and out-bank the small banks. ADDITIONAL TERMS your account at the time of the withdrawal. In 2022, the Cathay Bank Foundation held its annual Scholarship Program for the fourth consecutive year to award outstanding high school seniors. also governs your Accounts. sole discretion, terminate your access to and use of the Services without Information. Refusal to Pay You transfer it to any other person. 4:00 p.m., Mountain Standard Time, on a Business Day that we are open, are or password has been lost or stolen or that someone has transferred or may Failure to Stop Payment of Preauthorized Transfers: If you order us to stop Transactions: You may use the Commerce Bank ATM Card and personal information solely for the purpose of improving your experience with the Send and receive People Pay payments. You are responsible for the installation, maintenance and operation of the maintain with us; and "Business Day" You are responsible for the installation, maintenance and operation of the allows the bank to authenticate your identity. 26. Mr. Chang M. Liu will work with the San Francisco Fed and FHLBank San Francisco to help create new opportunities in the region and build strong communities. CIBC uses cookies to understand how you use our website and to improve your experience. between the hours of 8:30am and 4:30pm Arizona Standard In addition to those limitations on EFTs described our annual privacy notice on our website at www.Commercebankaz.com You may call us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, or send us an electronic mail (" e-mail ") message at IBanking@commercebankaz.com to request a copy of this Agreement be mailed to you at your residential address. Stoxguy November 4, 2022, 12:54am 1. impose a non-sufficient funds (NSF) fee, and no further attempt will be made by This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. Register your We will give you any purchase where you receive cash, are referred to as "Point of Payments made with a check are generally received and credited by your Payee This just started occuring. of our EFT services. whether through a bill payment using the Bill Pay Service, a funds transfer 19. payment account(s), the account(s) you have designated the Bank to charge for Plan ahead for your financial future with a Personal Savings account. UNLESS THE Relationship. terminated that session and have logged off Internet Banking. In such instances, the change will be effective upon the effective terminate your use of your Card, PIN, Access ID or other password or any other perform other Services. completing and returning to us the appropriate forms, schedules funds in your Accounts to cover the amount of the Payment, transfer To access and use the Account Information Service, you must enroll for this These can include but are not Monday through Friday, between the hours of 8:30am and 4:30pm Arizona Standard and retain, all Notices electronically, whether sent by e-mail or other Arizona Standard Time or write us at 5210 E. Williams Circle Suite 110, Tucson,
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